Credit Operations Team Lead

Company: OneLot Financing Corporation

Location: Makati, Philippines 

About OneLot:

OneLot is reimagining the used car financing industry in the Philippines. As a fast-growing startup, we empower used car dealers with accessible financial solutions and an easy-to-use digital platform that helps them succeed. Our mission is simple: to make buying and selling cars faster, easier, and more effective.

Led by a group of experts in lending and startups, and backed by top-tier investors, OneLot is on an exciting path of rapid growth. If you’re eager to take the next step in your career, gain valuable experience, and be part of a company that’s making an impact, we’d love to have you join us.

You can learn more about OneLot here: 

• OneLot Official Site: https://bit.ly/onelotph
• LinkedIn Page: https://bit.ly/onelotlinkedin
• Philstar Wheels Feature:https://bit.ly/philstarfeature
• Esquire Feature: https://bit.ly/esquirefeature

About the Role:

As the Credit Operations Team Lead, you will be pivotal in running the operational teams of OneLot’s credit products. You will ensure a smooth and seamless customer journey for all OneLot customers by optimizing the operational processes. You are primarily responsible for ensuring efficiency and management of operational risk within the organization.

What you will do:

• Execute the credit processes by managing the credit operations team in loan approvals, car operations, and coordination between multiple stakeholders. 
• Propose and implement system improvements to make the credit journey more efficient while taking into consideration operational risks. 
• Support continuous improvements in the credit operations and risk management processes, identifying potential areas for operational enhancement.
• Address multiple stakeholders’ inquiries, concerns, and disputes related to credit, such as operational blockers, team escalation, and other issues, while protecting the loan book.
• Review and approve loan requests, which include revisiting of risk policies, models, products, etc.
• Collaborate with internal departments to ensure operational excellence across the organization.

What we will need:

• With 1 - 2 years of credit management experience (loan approvals, escalation handling, etc), preferably in the auto loan industry.
• Preferably with a bachelor’s degree in Management, Business Administration, Finance, or a related field.
• Excellent verbal and written communication skills.
• Excellent problem solving skills.

About OneLot and Benefits:

At OneLot, we offer a range of benefits to help you excel in your role and support your personal and professional growth. These include:

• Career Acceleration: Join an up-and-coming startup poised for significant growth.
• Collaboration: Work closely with our founders and senior management team, contributing to the company's strategic vision.
• Learning Opportunities: Enjoy a steep learning curve in a creative and dynamic work environment.
• Competitive Salary: We offer a competitive salary package to attract and retain top talent.
• Exciting Earning Potential: Earn an uncapped bonus based on your individual contributions, evaluated alongside company performance and other key factors—rewarding your impact and success.
• HMO Health Insurance: Your health and well-being are important to us, and we provide comprehensive health insurance from day 1.
• Team Culture: Join a cool, dynamic team with a great working culture that values innovation, collaboration, and diversity.

If you are a highly motivated and results-driven professional looking to make a significant impact in the FinTech industry, we invite you to join us on this exciting journey at OneLot.

How to Apply:

To apply for the position at OneLot, click apply! Alternatively, you may click here to apply: https://onelot.fillout.com/jobs 

OneLot is an equal opportunities employer. We welcome applications from candidates of all backgrounds and experiences.