Trade Product Manager

RCBC


Date: 2 weeks ago
City: Makati City
Contract type: Full time
Job Summary

  • The Product Manager is primarily responsible for the development and management of products assigned to him/her by the Department Head and/or the Division Head. He/she ensures product growth and profitability; proper management of the products’ marketing mix -- Product, Pricing, Promotions, Place and People; and compliance with various regulatory requirements related to the product/s.

How will you contribute?

  • Assists in achieving the department’s business objectives through his/her products: sales, revenue, profitability and cost. Takes part in every aspect of determining revenue targets, support requirements, and expense budgets required in every project, i.e., CAPEX, advertising, promotions, suppliers and vendors.
  • Acts as the Co-Business Owners of the product/s and ensures timely product delivery and meets the optimum product performance.
  • Introduces new products and product innovation using global banks as benchmark, concepts/ideas from other industries, new technologies, etc.
  • Formulates and recommends strategies and action plans to initiate enhancements for existing products and/or services.
  • Coordinates product development process, together with project manager in major projects, to ensure timely delivery of product / enhancements. Coordinates with various units of the bank for this purpose.
  • Prepares concept paper, business case, business requirement documentation, and other requirements for approval of various committees. Prepares necessary documentation for BSP notification/approval. Finalizes Product Manual, standard Memorandum of Agreement (MOA), change requests, and other documents to implement new/enhancements to product / service.
  • Finalizes Service Level Agreement (SLA) between various business and operating units that will have a direct impact on the assigned project, if applicable.
  • Formulates training programs, information and communication plans, distribution channel strategies, and promotional campaigns to pursue business growth.
  • Monitors and analyzes product performance, campaigns and projects vs. targets, P&L and ROI objectives; formulates and implements action plans to improve product performance.
  • Reviews product costing and ensures that these are updated and competitive.
  • Regularly conducts research regarding products: competitive surveys, feedback from customers and other stakeholders, internet-based research, etc. Initiates and recommends relevant research that could require external resources. Keeps abreast of industry/ global trends and uses these to explore opportunities to grow his/her product/s.
  • Prepares accurate and timely reports to internal and/or external units and/or parties

What will make you successful?

  • Preferably with two (2) years banking experience specifically exposure on banking products
  • Working knowledge of sales methods and practices
  • Good knowledge of banking and financial products
  • Strong leadership skills
  • Good product management skills
  • Strong work ethic / highly driven and self-motivated / passion to excel

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