Credit Assessment Associate

About Atome Financial

Headquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn’s 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.

Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products:

• Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands
• Atome Card: A paylater anywhere card.
• Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).
  
  

Our culture is built on values that are core to who we are and what we stand for:

• We foster an INNOVATION mindset
• We achieve results with EFFICIENCY and excellence
• We take pride in the QUALITY of our work
• We uphold INTEGRITY in all we do
• We embrace COLLABORATION to work across business lines and borders
  
  

Summary

The Credit Assessment Associate role revolves in the assessment, evaluation, and review of credit applications to determine if the customer or the business is creditworthy.

Job Description

• Approving and/or rejecting cases within prescribed time frame.
• Verifying client's credit worthiness based on internal company data, use of external resources, documents submitted and through phone call verification.
• Completing assigned daily reports for Team Leader’s review.
• Acting as process Subject Matter Expert.
• Creating new techniques and approaches to be more efficient in decision making process.
• Driving insights and design, developing and implementing strategies, KPIs and quality management.
• Handling operations in different markets like PH, SG, TH, MY, depending on the assignment of the Immediate Superior.
  
  

Requirements

• Preferably with previous or related experience in Credit Assessment.
• Knowledgeable in Credit Assessment trends and practices, Credit/lending laws and regulations.
• Knowledgeable in PH ID verification.
• Preferably previously working in the Financial Services industry, Banking industry, BPO, or any related industry.