AML Operations Analyst (FTC)

About Atome Financial

Headquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn’s 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.

Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products:

• Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands
• Atome Card: A paylater anywhere card.
• Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).
  
  

Our culture is built on values that are core to who we are and what we stand for:

• We foster an INNOVATION mindset
• We achieve results with EFFICIENCY and excellence
• We take pride in the QUALITY of our work
• We uphold INTEGRITY in all we do
• We embrace COLLABORATION to work across business lines and borders
  
  

Job Description

The role will be supporting the AML Regional Operations team and reporting to the AML/FCC Compliance Senior Manager. The incumbent will be involved in the day-to-day AML operations which mainly comprise of Customer Name Screening and Transaction Monitoring, which may also include other duties as assigned such Know-Your-Business (KYB) and periodic reviews.

The AML Regional Operations Analyst is responsible to analyse and investigate AML alerts by applying business, regulatory and local country knowledge (where applicable) during the disposition of alerts.

Key Responsibilities

• Analyse and investigate name screening alerts and to ensure effective discharge of the screening requirements are in line with the internal SOPs. Familiarity with Refinitiv will be a plus.
• Matching and identifying of existing Atome’s customer names against the watchlists and recommending the appropriate course of action (Eg. Close / Escalate / Exit)
• Perform Transaction Monitoring alert adjudication as flagged by the monitoring system
• Ensure timely escalation of potential suspicious activities
• Ensure all internal documentation and supporting evidence used in the alert/cases adjudication process are adequately documented
• Perform case-level investigations of potential suspicious activity by reviewing customer’s activity
  
  

Other Responsibilities

• To proactively identify areas of improvement and suggest viable solutions
• To assist in other AML matters such as KYC/KYB where applicable
• To assist in ad-hoc AML/Compliance related projects when assigned
  
  

Job Qualifications

• Bachelor’s degree in any business-related or relevant field
• At least 1 year of experience in Anti-Money Laundering experience
• Proficient in Microsoft Excel, particularly in the use of Pivot Tables for reporting and data analysis
• Strong analytical skills, attention to detail, and ability to work in a fast-paced environment
• Willing to be engaged under a Fixed-Term Contract (1 year)