Risk Officer (Collections)

UnionBank of the Philippines


Date: 3 weeks ago
City: Quezon City
Contract type: Full time
Duties And Responsibilities

  • Has an in-depth knowledge in the end-to-end Credit Risk cycle particularly collections risk for Secured (Auto and Housing Loans) or SME products; performs a variety of routine tasks or assignments.
  • Enhance Collections MIS and analysis highlighting potential risks, provide analysis and trends, and recommend actions to improve Collections performance for the various products.
  • Determine the benchmark to track performing and non-performing segments for early detection of portfolio issues.
  • Lead other collections analysts to provide inputs and recommendations to portfolio, product and collection teams.
  • Guide junior officers, provide analysis and recommendations coming from Collections risk perspective to the business and functional line.
  • Regularly review the effectiveness and relevance of the existing work processes and practices to improve collections efficiency and mitigate on past due/NPL/RMG/ARG.
  • Consistent use of prescribed guidelines or policies to analyze and resolve problem, but in the process, and have ability to identify process/policy improvements and recommend.
  • Engage with cross-functional teams effectively and provide guidance on execution of risk recommendations.
  • Generate regular and adhoc reports using R to be made available for analysis and presentation to internal Risk team and supported functional units.

Qualifications

  • Bachelor’s degree in Statistics, Mathematics, Economics, Finance, Computer Science, or a related field is required
  • At least 3 years of relevant experience in Risk Management, preferably within the banking or financial services industry
  • Working knowledge of R and/or SAS (Programming Languages)
  • Strong analytical skills with attention to detail, particularly in data gathering, data cleansing, and data analysis
  • Solid organizational and time‑management skills with the ability to handle multiple tasks and meet deadlines
  • Effective oral, written, and presentation skills; able to coordinate and communicate clearly with stakeholders, customers, and cross‑functional teams
  • Ability to communicate insights clearly and provide guidance on the execution of risk‑related recommendations
  • Proactive, self‑driven, and capable of working independently with minimal supervision

Required Skills: Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn

How to apply

To apply for this job you need to authorize on our website. If you don't have an account yet, please register.

Post a resume

Similar jobs

Warehouseman (Veterinary Clinic)

Dempsey Resource Management, Quezon City
6 days ago
COLLEGE GRADUATE Can start ASAP Organizational Skills: Ability to organize items in the warehouse efficiently, maintain accurate records, and ensure that goods are stored in the correct locations. Basic Computer Skills: Knowledge of basic computer applications, especially spreadsheet software like Microsoft Excel, is important for tracking and managing inventory. Shipping and Receiving: Familiarity with the processes of receiving goods, verifying...

Financial & Travel Associate. Salary upto 25K-30K

Recruitify_HR, Quezon City
1 week ago
DescriptionManage financial transactions and budgeting processes for the organization.Coordinate and arrange travel logistics for employees, ensuring cost-efficiency and compliance.Prepare financial reports and travel expense reports for management review.Monitor travel and financial policies to maintain adherence and identify areas for improvement.Assist in supplier negotiation and vendor management related to travel services.RequirementsEducational Qualifications:Bachelors degree in Finance, Business Administration, or a related fieldExperience...

Biomedical Technician

MEDITECH, Quezon City
1 week ago
DescriptionPerform routine maintenance and repairs on biomedical equipment.Assist in the installation and calibration of new medical devices.Provide technical support to healthcare professionals regarding equipment usage.Document all service activities and maintain accurate records.Stay updated with the latest advancements in biomedical technology.RequirementsEducational Qualifications: Diploma in Biomedical Engineering or a related field.Experience Level: 02 years of experience (Entry-level).Skills and Competencies: Technical Support, Product...