Relationship Manager - Business Banking
RCBC
Date: 2 weeks ago
City: Caloocan City
Contract type: Full time
Job Summary
- Generate new commercial loans for the Bank, develop existing loan portfolio, quality, cross-sell the other products/services of the bank and provide professional account management to meet the its portfolio growth and profitability objectives while preserving asset quality; establish, develop and maintain a lasting and mutually beneficial relationship with customers. Market and deliver bank products and services within bounds of Bank policies and governing laws and regulations.
- Conducts credit evaluation of accounts, including client calls and ocular inspections.
- Recommends the establishment of credit facilities in accordance with the priorities and policies of the Bank by analyzing / evaluating the client's business/ industry, financial capacity, management competence, collateral / security, and account profitability.
- Improves the quality of the loan portfolio of the Bank and aims to maximize return on its resources.
- Solicits credit-worthy accounts by identifying target markets and strategies, marketing the products and services of the Bank, and offering a financial package tailored to the requirements of the clients. Increases the share of the market, improves revenues, and at the same time improves the quality of the portfolio of the Bank.
- Develops the existing portfolio by conducting an annual review of the credit facilities of clients and its suitability to its current requirements. Expands and deepens relationships with prime accounts by soliciting availments, increasing its deposits and collateral business.
- Bachelors degree in Economics, Business, Accounting, or Commerce. Post-graduate degree (i.e.MBA, MA) preferred.
- Working knowledge of international and local trade payments / practices, rules and regulations; training in bank service policies and procedures; account profitability analysis; financial analysis; credit approval preparation.
- Two (2) years banking industry experience, or five (5) years experience in other industries.
- Proficient in basic MS Office applicatons. Marketing and presentation skills. Excellent oral and written communication skills. Interpersonal skills.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Service Officer - Commercial Banking (Kalookan)
Security Bank Corporation,
Caloocan City
15 hours ago
The RoleAs a Service Officer, you will assist the Relationship Manager (RM) in overall account management of its day-to-day transactions such as loan availment, interest payments, and loan documentation, through coordination with Operating Units of the Bank (Credit, Trust, Treasury, International Banking Services Division, Operations & Branch Banking) to achieve efficient and timely implementation of loan facilities. You will help...
Call Center Agent - Non voice account - Weekends off
Sapient Global Services,
Caloocan City
3 days ago
Easy and Fast One-day Hiring Process! Earn up to 25k monthly plus more benefits! We are looking for a Non-Voice Agent in our Metro Manila Sites! This is for urgent hiring, don’t miss this opportunity and Apply Now!Responsibilities Manage non-voice account tasks including data entry, email correspondence, and chat support. Provide accurate information and resolve inquiries through written communication. Process...
HMO on Day 1 - Local Insurance Agent - Nonvoice
Sapient Global Services,
Caloocan City
3 weeks ago
One-day hiring process! Earn up to 25k monthly! Sapient is looking for a dedicated Local Insurance Agent to join our team! This is for urgent hiring. Apply now!Responsibilities Answer inquiries regarding medical services, insurance coverage, and billing Assist patients with scheduling appointments and accessing medical records Verify insurance coverage and process medical claims and bills Coordinate with stakeholders to resolve...