Relationship Manager - Business Banking
RCBC
Date: 1 week ago
City: Davao
Contract type: Full time
Job Summary
- Generate new commercial loans for the Bank, develop existing loan portfolio, quality, cross-sell the other products/services of the bank and provide professional account management to meet the its portfolio growth and profitability objectives while preserving asset quality; establish, develop and maintain a lasting and mutually beneficial relationship with customers. Market and deliver bank products and services within bounds of Bank policies and governing laws and regulations.
- Conducts credit evaluation of accounts, including client calls and ocular inspections.
- Recommends the establishment of credit facilities in accordance with the priorities and policies of the Bank by analyzing / evaluating the client's business/ industry, financial capacity, management competence, collateral / security, and account profitability.
- Improves the quality of the loan portfolio of the Bank and aims to maximize return on its resources.
- Solicits credit-worthy accounts by identifying target markets and strategies, marketing the products and services of the Bank, and offering a financial package tailored to the requirements of the clients. Increases the share of the market, improves revenues, and at the same time improves the quality of the portfolio of the Bank.
- Develops the existing portfolio by conducting an annual review of the credit facilities of clients and its suitability to its current requirements. Expands and deepens relationships with prime accounts by soliciting availments, increasing its deposits and collateral business.
- Bachelors degree in Economics, Business, Accounting, or Commerce. Post-graduate degree (i.e.MBA, MA) preferred.
- Working knowledge of international and local trade payments / practices, rules and regulations; training in bank service policies and procedures; account profitability analysis; financial analysis; credit approval preparation.
- Two (2) years banking industry experience, or five (5) years experience in other industries.
- Proficient in basic MS Office applicatons. Marketing and presentation skills. Excellent oral and written communication skills. Interpersonal skills.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Freelance Customer Service Representative - Remote in Philippines - WEEKLY PAY - $3-$4 per hour - 2175
Omni Interactions,
Davao
5 days ago
Job OverviewJoin Omni as a Freelance Customer Service Representative and work remotely from the comfort of your home. This role offers a unique opportunity to partner with esteemed U.S.-based companies while allowing you to design a work schedule that aligns with your personal needs and preferences.Key ResponsibilitiesProvide exceptional customer service to Fortune 500 clients.Manage your own work hours while ensuring...
Sr Quality Evaluator
Concentrix,
Davao
2 weeks ago
Job Title:Sr Quality EvaluatorJob DescriptionThe Sr Quality Evaluator is responsible for monitoring and evaluating inbound and/or outbound calls and other customer contact methods (e.g. email, chat) for accuracy and adherence to established quality standards. This position assists in the output of assessing quality standards, provide insight to customers to contribute to program performance improvements.Monitors, evaluates and / or audits a...
Team Leader, Operations
Concentrix,
Davao
2 weeks ago
Job Title:Team Leader, OperationsJob DescriptionThe Team Leader, Operations is responsible for the day-to-day supervision of a group of call center associates. This position ensures performance metrics are achieved by providing adequate coaching, motivation and accountability.Essential Functions/Core ResponsibilitiesResponsible for the day-to-day supervision of a group of call center associates including work and attendance monitoring in accordance with organization policy and applicable...