Loan Specialist for MALITA, DAVAO OCCIDENTAL

Job Duties and Responsibilities

• Do site/ area visits (Field work) within the area and nearby towns
• Perform Sales and Marketing on bank's products
• Do client engagement, perform product orientation, and other marketing strategies of the bank.
• Facilitate Loan Application to Clients
• Verify and check the validity and authenticity of loan application document attachments
• Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting
• Perform credit background
• Ensures efficient loan document preparation and loan processing
• Facilitate approval of loan application
• Monitor loan application status
• Make sure to do accurate, complete and timely loan report preparation and submission.
• Make sure to accurately monitor loans to achieve low to zero past due rate.
• Ensure all releases are billed and duly deducted on the identified effectivity date
• Assist in collection and promotion activities

JOB QUALIFICATION AND COMPETENCIES REQUIREMENT:

• Graduate of at least a 4-year course, preferably Business-related courses
• With background in Loans and Microfinance is an advantage
• A resident of the area or of nearby places (within 30 min travel time to the store location)
• Very good MS Office Application Proficiency
• Good Judgment skills
• Good verbal and written communication skills
• Good problem solving skills
• Very good human relations skills
• Fast Learner and willing to learn
• Customer Focused
• Results Driven
• Good Stress Tolerance
• Keen to details
• With Integrity
• Good team player
• With driving skills (with license) is an advantage