Financial Data Analyst (ECL)
Maya
Date: 4 weeks ago
City: Mandaluyong City
Contract type: Full time
Our Mission
Our goal is for everyone to make bolder choices with their finances.
To get there, we're creating an all-in-one ecosystem of financial services for today's generation of goal-getters. That feat takes extraordinary people-those with the guts to challenge the way things are and transform them into something better.
To be part of Team Maya is to be Bolder for Better.
Description
What You Will Do:
Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money. It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today’s generation of money makers through cutting edge technology.
We lead millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a version of the current digital economy that’s more inclusive, transparent, and empowering than ever.
We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services.
Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph/
Our goal is for everyone to make bolder choices with their finances.
To get there, we're creating an all-in-one ecosystem of financial services for today's generation of goal-getters. That feat takes extraordinary people-those with the guts to challenge the way things are and transform them into something better.
To be part of Team Maya is to be Bolder for Better.
Description
What You Will Do:
- Support the development and maintenance of ECL models under IFRS 9 / PFRS 9 (PD, LGD, EAD) across multiple portfolios (credit cards, personal loans etc.) under the guidance of senior staff.
- Help calibrate and validate models using internal and external data, documenting assumptions, methodologies, and validation results.
- Ensure regulatory compliance with BSP circulars and PFRS 9 guidelines by preparing documentation and supporting internal and external audits.
- Reconcile ECL outputs with Finance and Accounting teams and assist in providing explanations on drivers of change.
- Work with Credit, Collections, and Finance teams to incorporate business strategies into impairment forecasts.
- Prepare draft reports and presentations of ECL results and recommendations for senior management and committees (CreCom, Board).
- Maintain model governance documentation (model risk, version control, sign-offs).
- Bachelor’s or Master’s degree in Statistics, Economics, Finance, Mathematics, or related field.
- 2+ years’ experience in credit risk, impairment/ECL support, or provisioning in a bank, fintech, or consulting environment.
- Good understanding of IFRS 9 / PFRS 9 ECL framework, including staging, PD/LGD/EAD concepts, forward-looking overlays, and macroeconomic scenarios (willingness to deepen expertise is key).
- Familiarity with BSP regulations, Philippine credit environment, and consumer lending portfolios is an advantage.
- Proficiency in Excel; working knowledge of analytics tools (SAS, Python, R, SQL) for data analysis is a plus.
- Strong communication and presentation skills; ability to explain findings clearly and work with cross-functional teams.
- Exposure to digital banks or fintechs, stress-testing frameworks, model validation, credit policy; CPA or CFA certification (or progress) is an advantage but not required.
Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money. It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today’s generation of money makers through cutting edge technology.
We lead millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a version of the current digital economy that’s more inclusive, transparent, and empowering than ever.
We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services.
Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph/
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
Manager Strategic Planning
Emerson,
Mandaluyong City
1 day ago
Job DescriptionEmerson’s 130+ years of history have been filled with achievements and challenges that have driven innovative thinking and bold transformations, molding us into the company we are today. By joining us as a Manager, Strategic Planning, you will provide detailed analysis and prepare data for publication to various partners for business decisions. You will support the senior leadership team...
RCI: Finance Analyst (Taxation)
ACTIVEONE HEALTH, INC.,
Mandaluyong City
1 day ago
This role is primarily responsible for ensuring the accuracy and timeliness of all transactions, records, and reports related to tax reporting and compliance, and financial accounting and reporting.Duties And ResponsibilitiesPrepare month-end/year-end adjusting and closing journal entriesPrepare the company’s tax returns and ensure accurate and timely remittance of taxes.Assist in managing the company’s book of accounts and in preparing reporting requirements...
Documentation Coordinator II
Vertiv,
Mandaluyong City
1 week ago
Job DescriptionJoin a High-Performance Culture That Drives Innovation and ExcellenceAt Vertiv, we don’t just hire talent—we cultivate leaders who drive innovation and engage teams to push the limits of what’s possible. As a global leader in critical digital infrastructure, we are scaling up to meet the demands of AI, data centers, and next-gen technology—and we need bold, high-performing individuals like...
