Account Officer – Corporate Wholesale Auto Loan
RCBC
Date: 3 weeks ago
City: Taguig
Contract type: Full time
Job Summary
- Acquires Corporate Wholesale Auto Loan accounts and delivers booking volume targets from non-traditional: branches, IBG, BBG, and other internal partners. Responsible for developing and maintaining credible relationships with channels at appropriate levels through reliable, proactive service delivery and the skillful application of specialist knowledge.
- Develop and maintain relationships with business clients seeking auto fleet financing.
- Evaluate client financial needs and offer appropriate loan products for fleet management.
- Conduct credit analysis and underwriting to assess risk and approve loans.
- Monitor and manage ongoing accounts to ensure timely repayment and smooth financial operations.
- Provide excellent customer service by addressing inquiries, resolving issues, and ensuring clients are satisfied with their financing options.
- Ensure compliance with all relevant financial regulations and internal policies.
- Collaborate with internal teams (e.g., sales, risk, and compliance) to streamline processes and improve customer experience.
- Proven experience in loan origination, account management, or financial services.
- In-depth knowledge of the auto fleet financing industry.
- Strong analytical skills with the ability to evaluate financial statements and assess creditworthiness.
- Excellent communication and interpersonal skills to foster strong client relationships.
- Ability to manage multiple accounts and prioritize tasks efficiently.
- Detail-oriented with a focus on accuracy and compliance.
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