Account Officer-Mortgage Finance Business (Bacolod)
UnionBank
Date: 4 hours ago
City: Bacolod City
Contract type: Full time
Job Title: Account Officer-Mortgage Finance Business
Location: Bacolod
Employment Type: Probationary
About The Role
The Account Officer-Mortgage Finance Business generates Mortgage Loans for the bank with minimize past due loans held at minimum level acceptable to the bank.
What You’ll Do
JOB ID: JOB_714
Location: Bacolod
Employment Type: Probationary
About The Role
The Account Officer-Mortgage Finance Business generates Mortgage Loans for the bank with minimize past due loans held at minimum level acceptable to the bank.
What You’ll Do
- Generate housing loan business through sales calls, referrals, and partnerships with developers and brokers
- Interview clients and conduct initial evaluation of mortgage loan applications
- Coordinate with Credit, CI/CA, CORC, and Loan Operations teams for loan approval and booking
- Monitor application status, turnaround time, and compliance with service level agreements (SLAs)
- Facilitate loan documentation signing and timely compliance with deficiencies
- Accredit new developers and coordinate onboarding requirements
- Conduct loan product briefings and participate in project launches and open houses
- Provide timely and effective responses to client, developer, and broker inquiries
- Prepare monitoring and monthly accomplishment reports, including projected bookings
- Bachelor's Degree in Finance, Business Administration, Economics, or related field (Master's Degree is preferred)
- Minimum of 2 years background in sales, mortgage finance, lending
- Knowledgeable in mortgage products and regulations
- Demonstrates integrity and professionalism with an innovation and continuous improvement mindset
- Strong comms and relationship-building skills
JOB ID: JOB_714
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