Mortgage Post Closer - Residential Lending - #156014
Date: 02/23/2021 06:00 AM
City: Dunbar, West Virginia
Contract type: Full Time
Work schedule: Full Day
High school diploma or general education degree (GED).
Clerical experience preferred.
Familiarity with Mortgage Loan Documents is a plus.
Proficient in Microsoft Office Products
Ability to learn various banking and mortgage lending software systems
To deliver all closed salable loans to Investors and provide follow up documentation to ensure loan purchase.
CUSTOMER SERVICE SKILLS:
Willingness to provide a level of service which will clearly differentiate us from our competitors.
Ability to accurately follow instructions on a variety of subjects.
Able to multi-task and effectively function under stressful conditions.
Ability to work in team environment as well as independently.
Ability to perform detailed work and have good organizational skills.
Ability to maintain confidentiality.
Ability to handle workload pressure and deadlines.
Ability to adjust work hours and schedule to meet workload.
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Possess clear, concise, effective written and oral communication and presentation skills to effectively express thoughts, ideas and concepts to bank employees and bank customers.
Individual should be a self-starter and have the ability to communicate and work well with bank employees and bank customers.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Becomes knowledgeable about Mortgage Loan documentation.
Becomes knowledgeable about various Mortgage Loan Programs. Keeps updated and informed on changes to programs.
Ship closed loan package to Investor according to individual Investor guidelines prior to expiration date.
Coordinates with Loan Processors and Mortgage Loan Originators to correct any Investor required loan conditions and deficiencies prior to expiration date.
Request insurance such as VA FF, FHA MIP or activate PMI Certificate as needed.
Submit insurance package to appropriate entity on government loans when requested.
Responsible for follow up with other WesBanco departments and Settlement Agents for receipt of deferred documents.
Submit files of Sold loans and Portfolio loans to Imaging Department.
Collects first payment from customer and remit to investor. Follow-up with customer regarding any issues with first payment.
Other duties as assigned.