At least 2 year(s) of working experience in the related field is required for this position.
Candidate must possess at least a Bachelor's/College Degree on Business Studies/Administration/Management.
Junior Associate (1-4 yrs experience) specializing in Banking/Financial Services or equivalent.
The Credit Review Analyst is responsible for conducting independent loan reviews and reporting policy and underwriting observations/exceptions. The role requires performance of credit analysis in accordance with Credit Manual and pertinent regulations. The role ensures that individual credits are adequately underwritten and properly graded.
Duties and Responsibilities:
Performs independent comprehensive review of sampled loans and modifications to identify any credit weaknesses, policy or regulatory infringements, servicing deficiencies, or trends. Performs reviews on the securities of the sampled loans. Evaluates the quality of credit process and credit management Performs post mortem review on problem accounts that includes determining the root causes and suggestion for improvement. Prepares Credit Process Review Reports and submit to Credit Review Officer/ Credit Risk Management Unit Head for review and RMD Head for approval. Proposes appropriate classification and management action/s for reviewed clients/group considering the client’s overall condition at the time of approval and provide an independent, unbiased credit risk classification.
Graduate of Bachelor Science in Accountancy, Financial Management, or any Business-related course At least 2 years work experience related in credit or account review gained from banking or financing industry or its equivalent Proficient in credit review, credit evaluation or analysis and/or financial analysis Good analytical and technical skills Detailed oriented Good interpersonal skills; Team player Can perform with minimum supervision With good communication skills Willing to travel Applicants must be willing to work in Makati City
Location: Makati City, National Capital Region (NCR).
Full Time position(s) are available.
Number of vacancies: 2.