Accounts Officer Associate - #88033

Who are we looking for:

Accounts Officer Associate

Division: Account Management Division

Your role:

Responsible for providing overall monitoring and administrative support to the Account Management Division with regard to marketing, documentation, monitoring of accounts and implementation of transactions on a timely and efficient manner in accordance with established bank policies and procedures.

• Marketing
• Assists the Account Officer in account solicitation/marketing of bank products.
• Coordinates with prospective/existing clients for the submission of bank requirements for establishment/renewal of credit facilities.
• Handles credit checking and appraisal requests
• Prepares financial spreadsheets / financial analysis.
• Initiates preparation of credit proposals.
• Prepares call/plant visit report.

• Documentation
• Handles preparation of Loan Documents per approved credit application/offering ticket.
• Coordinates with clients on the submission of loan documentation requirements based on the conditions set forth in the credit application/offering ticket.
• Ensures that all requirements are complete, submitted on time and are in accordance with Bank policies and guidelines.
• Submits all loan documents to Legal Department for chopping purposes.
• Filing of various loan documents in the credit folders.

• Implementation of Transaction
• Informs client of the loan release.
• Ensures that loan availment documents are in order and submitted to Loans Operations Department within the cutoff time.
• Prepares Instruction Sheet for loan release in accordance with the terms per approved credit application/offering ticket and submits to Loans Operations Department within the cutoff time.
• Coordinates with the concerned departments for the loan release clearance.
• Provides clients with copies of loan release documents

• Monitoring of Accounts
• Monitors daily transactions including but not limited to interest payments/loan maturities/amortization payments.
• Coordinates with clients for the payment instruction.
• Prepares Instruction Sheet in accordance with the terms per the approved credit application/offering ticket.
• Ensures submission of the Instruction Sheet and documents, if any to Loans Operations Department within the prescribed cutoff time.
• Prepares periodic reports.
• Ensures submission of documents (income tax returns, audited financial statements, customer information sheet and others) for updating purposes.
• Ensures that appraisal reports/credit checking are updated on a regular basis.

• Performs duties that may be assigned from time to time.

Qualifications:

• Candidate must be a graduate of any business course.
• Must be able to use computer technology and software applications such as Microsoft Office (Excel, Word, Powerpoint, etc.).
• With good oral and written communication skills.
• Organized and with keen attention to detail.
• Experience in customer service is an advantage.
• Result-oriented.

• Applicants must be willing to report onsite at Equicom Savings Bank Head Office located at 6/F ODC International Plaza, 219 Salcedo St., Legaspi Village, Makati City.
• Fresh graduates are welcome to apply.

Employment type: Full-time

Work Arrangement: On-Site

Why choose us?

• Competitive Salary and Benefits package
• Guaranteed Bonus
• Opportunities for enhanced learning
• Personal mentoring from the top management
• Fast-paced highly dynamic work environment
• Make a positive Impact in a culture that supports success
• Training and Career Development
• Great Place to Work!